How University Students Can Spend Less Cash While in School and Save More

How university students can spend less cash and save more while in school

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Are you a university student who always finds it difficult to spend less while in school. Have you always been wondering why you can’t save good money despite the many credit alerts you received from your parents, uncles, siblings, aunties and others? Do you want to learn the simple ways to spend less and save more while in school? Then I urge you to read this article carefully and put it to practice with immediate effect.

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University students always find it difficult to spend less while in school. They want to buy any good thing they see at the market or at the café even when they never planned for it at first. This is not a good idea for a student who wants to spend less and save more. You should be able to define what you want at a time as a university student to avoid spending on what you don’t need. You can buy shares from your local bank with the little you are able to save at the end of the session. How would you feel seeing that before you graduate, you have been able to save a reasonable amount to start up a business of your own? I believe even your parents will be proud of you. Now, let’s get down to the main business.
Practical Ways a University Student Can Spend Less Cash While in School
1 .Know your needs from your wants: This is one of the reasons university students spend a lot of cash without knowing it. Not being able to differentiate between your needs and wants will make you spend more than what you are supposed to spend in a semester. A need is something you cannot do without or something that is necessary for you to live a healthy life. If a need is not met, it can lead to a disease and even death. Examples of these include food, shelter and water. While want is something that you desire, either immediately or in future. They are desires that are optional, it means you can still live and move on with your life even if they are not met. Example is a car.
2. Always plan ahead. Most university students fail to plan ahead of time. As a result of this they end up spending more than they ought to spend in a day, weekly or monthly. Take a pen and write down all your needs for the month. Then try as much as possible to buy them in bulk. Buying in bulk will help save some cash. Also write down all what you spend on a daily basis and match it with your weekly and monthly budget. This will enable you to know if you need to reduce your expenses for the day or not.
3. Avoid little charges and expenses: There are little charges and expenses a university student can avoid to save some cash. Some of them are; always use your bank whenever you want to withdraw with your ATM card. As you know not using the ATMs of your bank will result to some charges at the end of the month. Don’t always take your ATM card with you when going out. Cook your food and stop buying food outside.
4 Download textbooks online and buy used ones if possible: You don’t need to buy new textbooks every semester. You can save more cash as a university student by downloading textbooks and buying used ones from those at higher level.
In conclusion:
If as a university student, if you are able to put these steps we have stated above in practice, you will be amazed with the amount of cash you will save at the end of the semester. Don’t forget to leave a comment with us after reading this article.


  1. Ella

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